The main subject of this article is AUTO TITLE LOANS being put out of business. A payday loan is different, you write a check they give you money you go back in either pay check off or roll over with added interest. An AUTO TITLE LOAN is you give them your car title and get a one time loan and if you cannot pay it in one month you extend it and add interest each month. The are different entities. And again, good job Doyle for ridding Wisconsin of AUTO TITLE LOAN ESTABLISHMENTS. JMO

superdave, do payday lenders FORCE anyone to take their product? The answer is no and it is true that booze and gambling have ruined more lives than payday loans. Here is an idea, if you don't want a payday loan don't take one out. Why does there have to be a law to stop people from harming themselves. Are we not responsible for our own actions and descisions. The governor TARGETED an industry for removal. What if he does not like your line of work? You could be next and the legislature has no say in it. The line item veto is an insult to democracy. He's the governor NOT a king.

freeenterprise: You said "Casinos and the liquor stores have caused more financial ruin..". Really? Do they hit people over the head and drag them in the door and then take their money and dump booze down their throat?

Is the word "not" allowed to be deleted?

My understanding is that he can subtract single words and recombine those sentences to really "create" whole new wording but that he cannot add wording.

garyprimer, I don't believe the governor can ADD words to a law, otherwise he likely would have done so.
.
Note, by the way, that Russ Feingold and Paul Ryan both support a federal line item veto they have dubbed the "Janesville Veto" in recognition of their common hometown.
http://www.russfeingold.org/blog/line.ht...

freeenterprise, any legislator can introduce a bill to amend the state constitution to eliminate the partial veto. It has been modified but not eliminated despite larger controversy than this. Obviously there are political prices to be paid for exercising this power.

Once again the government having to protect people from themselves. The richest, most powerful country in the world and yet the government still must babysit grown adults. What a sad situation

Whether or not he is running for re-election, it didn't deter him from doing something that will help prevent a lot of people from making uneducated choices that could have negative repercussions that could haunt themselves and their families for a long, long time. Good job JD.

The bigger issue is how can anyone support the partial veto process? Why would you bother to elect representatives if the governor can simply delete words to change the entire meaning of the legislation. There is nothing to stop him from doing basically anything. He is NOT rerunning so he has no political skin in the game. You have tarnished the entire political process.

How is it stupid to compare casinos and liquor stores to this situation? Payday and title loan lenders had LEGAL businesses. Are they a bad deal, sure. I would never pay that kind of interest rate for a loan but to destroy their business is simply wrong. Casinos and the liquor stores have caused more financial ruin than the payday loan industry could ever do, so why not prohibit them?

OMG they removed my comment...LMAO Why because I thought that maybe Sheridan would have to give back something to the lobbyist? We all know what that would be. Doyle did something right for a change and I will also only say this once. Good Job Jimmy.

1924grant: You said "The way to really shut these places down is for thousands of people to all take out payday loans in the same week time period, soley with the intent of not paying a dime on it...". What kind of a person would do something so dishonest?

Finally,, ol' cue ball did something right

While I often disagree with Government putting too many controls on business and almost never agree with the governor, I applaud him for doing this. It is the right thing to do. I guess he too saw through Sheridan's shenanigans

To those who think poorly of the Gov's ability to veto. He eliminated a very predatory business and I agree with it. If someone gets a $100 dollar loan and then runs into a worse way and can't pay it back the loan business has a multi thousand dollar profit. And so the Gov. uses veto to get rid of the places. For one he is only stopping them from being in the state. So they can still go destroy people somewhere else. And two, he doesn't veto things all the time so why are you acting like it is some high power he is abusing. I highly doubt he will get rid of liquor stores and casinos thats just a stupid thing to compare to this situation.

this is one time i will say,good job governor doyle,my poor dad on disability,didnt have enough to get his presriptions once,an instead of asking us kids he got a title loan for 100.00 dollars,an almost lost his nice car over it,we got it paid for him.these loan places should be shut down completely.

Imagine the pork that could be cut from federal spending if the president had such power. This could also be a double-edged sword that would allow the pres to reward his own state or special interest groups at the detriment to anybody who is not part of the "in" crowd. It would certainly diminish the power of senate and congress which may allow a concentration of power in the executive branch. I don't really how it would go over nationally.

Janesvillian is correct. To add to the point jnvlln made, the line item veto moves things along and saves having to call all of those folks back in to go back to the drawing board. Reagan was one of the biggest supporters of the line item veto as most governors are. I agree that sometimes it can be taken too far, but we as voters have to view the governor's actions with this power on a case by case basis.

Doyle might have considered adding an interest cap as long as he was taking this route. In my opinion, that is one of the biggest problems with these institutions.

Does this mean that the way to get a little useful performance out of a Wisconsin politician is to make sure they aren't serving another term in office?

I didn't mean to suggest that the governor is breaking the law. He would not get away with it in this case. This could certainly be a case where the end justifies the means, but if the legislature can't get it right and the governor rewrites the law, what good are they and why are we paying them? I am sure that a lot of you will say that the answer is obvious and that is a rhetorical question. ;-)

The legislature can override the partial veto the same way as a regular veto -- with a supermajority. I don't know if they can be called back into session this term for it, though.

If it nullifies what our legislature did, but its the right thing to do, then our legislators havn't done thier job correctly.

garyprimer is right: Doyle is nullyfying the work of our representatives. Why even bother having an Assembly if the governor can edit what they voted on?

The way to really shut these places down is for thousands of people to all take out payday loans in the same week time period, soley with the intent of not paying a dime on it, put a stop on the check you write, and let them pay the bill for lawyers to recover 10's of thousands of payday loans. They won't stay open long. You might sacrifice 20 pts on your CS, but if one feels that strongly about it, you can spare 20 points, or your credit is so bad that 20 points dont matter anyhow.

What a perversion of the democratic process. The legislature pass a bill and a lame duck governor uses his office for his personal platform. It's shameful. Why not simply have a governor and eliminate the legislature. That is effectively what he has done. It is scary to think that a governor could basically target a business to eliminate it. What next liquor stores? casinos? They ruin far more lives that a payday loan, BUT they contribute more money into his election fund so nothing will happen with that. No one forces anyone to take a payday loan, educate people and let the free market rein. If you think the rate is too high or don't like the terms, DON'T take one out!!! It's a choice!!!!

Imalegalcitizen you put yourself in question with your question. Come on man you never made a mistake when typeing. Your life must be so boring that you read these blogs and look for misspelled words.

garyprimer, Wisconsin has granted the governor a "partial veto" since 1930. It has been subject to some legislative limitation due to allegedly over-creative use.

Kinda like putting out cheese for hungry mice but the cat ends up with lunch...

You can gauge the financial health of a community by the number of payday and auto title loan establishments. Although I have strongly opposed regulation in the past, these folks are predatory and they hunt those who are desperate and many times do not understand the implications of the paper they are signing. As with regulation in the credit card industry, I support getting rid of these people.

Brought a smile to my face! Doyle actually did something right for a change! These places are worse than payday loans. JMO

The legislature is always on vacation so I say good job and why wait for the slackers to do something.

If the legislature won't make the tough decisions, somebody has to.......

Nice job Doyle!!

Well done Gov! Shut these loan sharks down.

This goes somewhat beyond the power of veto. I am not against the measures and would like to add some more limitations, but this is not the way to do it. The legislature is on vacation and the governor is writing the laws. What is wrong with this picture?